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Name, mobile number, email id and address (basis purchaser’s requirement) of the receiver are required to apply for GiftPlus Prepaid Card. Where does the  Money plus Pettycash Prepaid Card find its utility? Your card is your passport to a wide array of services and products, valid at all merchant outlets for in-stores, bill settlements, events, etc. What’s the cap on loading funds to the MoneyPlus Petro Prepaid Card? Companies can load a maximum of Rs. 2 lakhs for full KYC cards.

• If you cannot read it completely, you should apply for regeneration of the password.
• You can open a Recurring Deposit account for a minimum period of 6 months, and thereafter in multiples of 3 months up to a maximum period of 10 years.
• Once the change of the Bank Account is effected, the Online Mutual Fund Account will be de-linked from the old bank account and it will be closed.
• In case we get instructions for any transactions during our weekly-offs/holidays/public holidays, we will put them into effect immediately on the next working day as per the terms and conditions on that day.
• ISIC ForexPlus cards are accepted at MasterCard ATMs.
• Data sharing is based on the Principle of Reciprocity, which means that only Members who have submitted all their credit data may access Credit Information Reports from CIBIL.
• This contains information about interest to be paid for a particular Financial Year.

How can I check my OlaMoney balance ?

For more details on PhoneBanking numbers and their timings, click here.For a comprehensive list of branches, click here. If there is a technical problem because of which your card is not working, we request you to contact us on our Phone Banking center or branch and hotlist/block the said card. The corporate can revolve the outstanding on the purchase premium card. As an HDFC Bank Diners Club Privilege Credit Card customer, you can enjoy exclusive discounts at leading spas, salons, gyms etc. Also enjoy up to 15% discount on select dining experiences. Access 3000+ fine dining offers across the country and 1,400+ offers with partners in over 70 different countries.

Do I need a minimum OlaMoney balance to pay for a ride on Ola app ?

You need to register yourself on the portal, /eChallan, for making the Government payments. Yes, a taxpayer can partially fill in the challan form and temporarily “save” the challan for completion at a later stage. After the tax payer has finalized the challan, he will generate the challan, for use of payment of taxes. The remitter will have option of printing the challan for his record. You can register for Netbanking by login to Netbanking or by filling an Netbanking registration form and dropping it at your nearest HDFC Bank branch. You can view your last 5 payment/transaction status done using BillPay.

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Interest earned on the NRO savings and NRO deposit accounts is subject to tax deduction at source as per the applicable tax rate decided by Income Tax authorities. Presently the TDS rate is 30% plus applicable surcharge and cess. In case you withdraw cash from an overseas ATM then there would be applicable mark-up charges and cross currency conversion charges. By submitting an application through Overseas Mail boxes in case you are located in the countries in which this facility is currently being offered. The indicative delivery schedule for documents dispatched through the PO Box is approximately 21 International working days. You can apply for an international debit card for your NRE account.

Please note, the payment should be done at least 3 days prior to due date to avoid late payment charges as the settlement time with biller is 3 working days. Yes, you can register and pay bills that are not in your name. Any valid claim involving a motor vehicle, and at all time subject to Specific Exclusion (5), will be limited to a maximum of fifty percent (50%) of the Sum Insured stated in the Schedule. All claims will be subject to the Company at its own discretion assessing the value of the claim based on the age and estimated wear and tear of the article that forms the basis of the claim. If applicable and if payment has been made under the Baggage Delay Section, any amounts paid would be deducted from payment of a claim under this Section of the Policy. HDFC Bank Contactless Multicurrency ForexPluscard is an embedded chip based prepaid forex card introduced in partnership with VISA/MasterCard International.

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The insured needs to intimate the International SOS immediately on admission so that the cashless facility may be extended by the assistance provider. Extensions are applicable to original policies of 30 days or more and provided the policy is still in force. A pre-existing illness is one the insured is suffering from before buying the policy. Travel Insurance provides you and your family medical, financial and other assistance in case of an emergency or untoward circumstances while travelling on an International trip.

Quant Gilt Fund

To boost your fund value, you also have the pension multipliers that are added to your fund post 11th year. How frequently do I need to share updated KYC , documents with the bank , in case of any changes? You need to submit the updated KYC documents at periodic intervals, as may be required by the Bank. In the Non-ASBA IPO process, the bid amount (application money) is debited from the bank account once the bid application is successfully placed with HDFC securities. Under the ASBA IPO process, the amount is not debited from your bank account until successful allotment.

How do I apprise HDFC Bank of disputed transactions on my Central Travel Account?

A guarantor becomes a co-endorser and assumes liability in event of default to stand surety for your loan. We offer the ECS facility whereby we can directly debit your non-HDFC Bank account for EMI amounts on due dates. We offer the Standing Instructions (SI) facility whereby we can directly debit your HDFC Bank account for EMI amounts on due dates. Amortization is paying off debts in regular instalments over a period of time. A right over the security is created in favour of HDFC Bank.

Product details

Finance charges will be applicable when the total amount due is not received within the payment due date. A message will appear on the screen confirming the successful submission of your Green PIN (OTP) request for ATM PIN generation/change. The Credit Card Green PIN (OTP) for ATM PIN generation will be sent to the registered mobile number. Select the Credit card and scroll down to ‘View Unbilled statement’.

Other Popular cards

You will need to login and make payment against each bill. For Automatic payments you will need to set a standing instruction upto a defined amount threshold by using the Set/Modify/Delete Standing Instruction option on the left panel. Please refer to the notes at the bottom inside the BillPay module in Set/Modify/Delete for more details.

Fees & Charges

You can purchase foreign exchange up to 60 days in advance from the date of departure. You will receive a success notification once your email ID or mobile number has been updated. Post receiving the card delivery status as « delivered », your initial funding will be loaded into Card on T+1 day. Anyone who wishes to give their family, friends, or colleagues a gift of choice, can apply for this card. If you’d like to use an ATM, it should have the Visa or PLUS logo. And remember, you can use your Classic Platinum Debit Card at all HDFC Bank ATMs just like a normal card.

The transaction statement sent to you by the DP will show the bonus/ rights credit into the account. The quantity shown in the advice and the transaction statement should match. NSDL has mandated 7 days and 15 days from the date of receipt of the DRF for the DP and the Company/RTA respectively to process an Investor’s Demat request. The entire dematerialisation process will normally take about 30 days. The Clearing Corporation will inform Depositories of the receipt entitlement of the broker who in turn will credit the clearing member pool account to that extent as payout.

• You should provide at least 10 days for the change of address to take effect with all the Mutual Funds where you have investments.
• This option is available on all websites which are participating in the VBV/MSC/Portectbuy secure transaction protocol.
• The amount will be debited at the time of processing the request received at our end and not at the time you raise the request.
• OTP will be sent to the registered mobile number (updated in Credit card system).
• No, there is no surcharge at Bank’s end on electricity payment through Purchase Premium Card.
• Grace period available for annual frequency is 30 days whereas there is no grace period for one time/ single payment frequency.
• To make your travel more comfortable, selected few HDFC Bank credit cards offer complimentary access to airport lounges within and outside India.

Where can I check my EMI transactions?

That is, if your income is Rs 10 lakh a year and you invest Rs 1.5 lakh in the scheme, your taxable income will be Rs 8.5 lakh. That could mean a saving of Rs 30,000 on income tax in a year. As a Premium Current account holder you have the advantage of a single account, multi-location banking facility. An EEFC account can be held only in the form of a current account. We do offer Net Banking financial rights to authorized signatories. You need to fill up an application form along with a Board Resolution in order to avail this facility.

You are advised to pay the premium in time to continue enjoying the benefits of this policy. However, in case you are unable to do so, you have a grace period after the premium due date within which you can pay the due premium. Grace period available for annual frequency is 30 days whereas there is no grace period for one time/ single payment frequency. If you pay the due premium within grace period the policy will continue without any break. In the event that you wish to change the mode of repayment/bank account for your loan repayment, you may visit the nearest Retail Loan Service Center and submit your request with the revised account mandate/instructions. N the event that you wish to change the mode of repayment/bank account for your loan repayment, you may visit the nearest the Retail Loan Service Center and submit your request with the revised account mandate/instructions.

A loan against security lets you reap your regular benefits from shares such as rights, dividends and bonuses whilst you take a loan against them. You have the option of repaying the loan through an ECS. Education loan is normally taken for financing tuition fees, living expenses (hostel etc.), books and periodicals and sometimes traveling. Relative with a good income and who can support your education loan application. Typically it can be your father, mother, brother, sister, spouse, cousin, paternal uncle (Chacha), paternal aunt (Chachi), maternal uncle (Mama), maternal aunt (Mami), grandfather, grandmother. Yes a co-applicant is required for all full time courses.

Interest earned on your Savings Account balance shall be credited to your account on a half-yearly basis in the months ends of September and March. As an HDFC Imperia Programme Customer, you will have a dedicated Imperia Client Relationship Manager (ICRM). Your ICRM will be your one point contact for any banking, service or investment related needs. You can open a Dream Deposit account for a minimum tenure of 6 months and a maximum tenure of 10 years. Yes, a nomination facility is available to Individuals /Joint hirers of Safe Deposit Lockers. You can definitely link more than one deposit to the Sweep-in facility.

• ISIC HDFC Bank ForexPlus Card can also be loaded on your behalf by someone authorized (blood relatives only) by you.
• The Issuing Bank of the card defines the limits for cash withdrawals, number of PIN login attempts, and declines.
• Based on your account performance and salary credits, your overdraft limit will be renewed after 12 months once the payment of the annual renewal fee is made.
• You will have to de-register your existing mobile service provider by giving a written request at the nearest branch.
• The $500 CDC Vouchers, which were issued in January 2025, are usable at participating heartland merchants and hawker stalls.
• The onus shall always be upon the Insured Person to show that Bodily Injury or Sickness was not caused by or did not arise through AIDS or HIV.
• I’ve been studying dream meanings for over a decade and there are some very common dream indicators that means you will receive money.

The card can be used to withdraw cash at all Visa ATMs worldwide. Please note that you can select /change your ATM PIN with the help of NetBanking facility for Multicurrency Cards. Fraudulent transactions done by person known to the cardholder are specifically excluded. If the machine is not available the Contactless Card can be still be used for swipe or dip transactions. You may have received IPIN or Activation Code in the kit provided to you. The Activation Code will be printed on the card mailer below the card whereas the IPIN will be printed on the PIN mailer along with ATM PIN.

In such cases the cardholder might need to do multiple transactions if he wants to withdraw any amount higher than that allowed in one transaction. To make your travel more comfortable, selected few HDFC Bank credit cards offer complimentary access to airport lounges within and outside India. You can relax in the comforts of the lounge while you wait for your flight.

You have to visit the nearest designated HDFC Bank branch to apply in an IPO through ASBA. It is not essential that you hold an Account in that branch, you should hold an Account with the Bank though. No further physical documentation is required to avail of this facility. Yes, you can apply through a physical application; however, you CANNOT currently apply through ASBA on NetBanking. ASBA means ‘Application Supported by Blocked Amount’ as defined in clause (d) of sub Regulation (1) of regulation 2 of the SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2009. ASBA is an application containing an authorization to block the application money in the Bank account for subscribing to an IPO/FPO or Rights Issue.

Your bank account number will be mentioned on the interest or dividend warrant so that it cannot be encashed by anyone else. In addition to this, a DP money coming game cannot open the account if the bank account number is not provided. The account opening forms will be rejected if the dividend mandate column is not filled. Also specimen / copy of a cheque leaf is to be provided to the DP.

Benefits are quick processing time and simplified documentation. Further there are preferred rates for customers who have a strong banking relationship with the bank. CIBIL stands for Credit Information Bureau India Limited. Banks, Financial Institutions, Non-Banking Financial Companies, Housing Finance Companies and Credit Card Companies use CIBIL’s services. CIBIL provides a vital service, which allows its Members to make informed, objective and faster credit decisions. The Bank shall not be responsible for delivery of the Registration Certificate.

Your card can be used at all HDFC Bank ATMs, just like a normal card. When shopping at merchant locations, just look out for the MasterCard logo, and at ATMs check for the Master and Cirrus logo. Depending on the balance in your account, it is possible to withdraw up to Rs. 75,000 at the ATM daily, and spend Rs 1.75 lacs daily.

• If your card is being used at a location that does not have a chip-enabled terminal, your card can be swiped to complete the transaction.
• ASBA is an application containing an authorization to block the application money in the Bank account for subscribing to an IPO/FPO or Rights Issue.
• If you are not registered for the service, you can download the App and register for the service.
• You can get an application form at any HDFC Bank branch or from our website.
• Loan Accounts Online, is a self-service solution, to get details of your loan account instantly.
• For Insta Loan & SmartEMI, the monthly payment will include EMI and Service Tax on the Interest amount of EMI.
• You can only avail of the Cash@Shop facility if your Debit Card has been issued in India.

Select the Credit card and scroll down to ‘Block Card’. Select the reason for hot-listing and re-issue Y/N as per the requirement and click on ‘Continue’ to confirm the card hot-listing. The minimum amount to be remitted through RTGS is Rs. 2 Lakhs. The RTGS system has been designed for large value transactions. For any assistance required regarding Ola Money Wallet, you may reach us at However, not all types of dirt you see symbolizes money.

In the non-ASBA IPO process, the bid amount (application money) is debited from the Bank account once the bid application is successfully placed. Under the ASBA process, the amount is not debited from your Bank account until successful allotment. Until such allotment, the amount will remain blocked in your Bank account. If your E-mail ID is not updated in your Online Mutual Fund account, we request you get in touch with the nearest branch to enable us to register you for E-mail Statements of your Mutual Funds.

Yes, a depository account can be opened in the name of four holders but the account can be operated only for the demateralisation of shares held in the same combination. Once the shares are dematerialised the securities should be transferred and Demat Account should be closed. No shares can be credited by purchase or transferred from any other account. Hence for such accounts, the standing instruction for credits will be ‘N’ . The difference in TDS for monthly or quarterly interest payments can occur, as demonstrated in the example below.

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Finance charges will apply from the date of transactions. You will be able to claim your new membership within 90 days of being eligible and extend the validity of the current membership by 1 year. In case the merchants don’t have chip enabled terminal, the card can be swiped and transacted.

A repayment moratorium (also called a repayment holiday) is the course work period + 1 year or 6 months after the student gets a job or starts earning, whichever is earlier. It will take 25 working days to activate the revised instructions. In case your next instalment falls due prior to the said period, an instruction already lodged with us will be presented for payment. You may obtain the NOC for fitting an LPG/CNG kit on your registered vehicle under finance with us by visiting any of our Retail Loan Service Center and submit your request . You loan will be processed within 48 Hours where Asset Verification/Valuation is not required. Having an account with HDFC Bank helps in better eligibility and approval rates.

A monthly deposit of a pre-fixed amount is made in the Dream Deposit account. Along with that you can Top-up the account over and above the instalment amount whenever funds are available. On maturity, you get back the amount you have deposited, along with interest calculated at the rate applicable at the time of opening your account.